A podcast for expat UK property investors
June 23, 2022

Buying UK Property Through a Limited Company or Personally?

Buying UK Property Through a Limited Company or Personally?


The most common question facing expat investors in the UK buy-to-let property market is whether to buy UK property through a limited company or in their personal names. 

In this, the second of seven pocket-sized podcast episodes on British tax for expat UK property investors, Sean the Property Tax Accountant identifies the three main factors that could help you to decide:

  1. Are you / Will you be a basic or higher rate tax payer in the UK?
  2. Do you intend to reinvest or spend your profits?
  3. Do you plan to pass on your property to your children?

Sean also highlights that it does not have to be an either / or decision, that in fact you might want to consider a combination of some properties held in a limited company structure and others held personally.

  • Other episodes in this must listen series:
  • Episode 23: An Introduction to Sean, the Property Tax Accountant
  • Episode 24: Property Ownership Structures (Limited Company or Personally Held?)
  • Episode 25: Group Structures
  • Episode 26: Capital Gains Tax for Expats
  • Episode 27: Compliance
  • Episode 28: Tax Avoidance, Tax Evasion & Tax Planning
  • Episode 29: Risk Management

Rate, review and follow the show at www.expatpropertystory.com

Sean the Property Tax Accountant Profile Photo

Sean the Property Tax Accountant


Sean is a Chartered Accountant with 20 years of experience. After many years with the Big 4 accounting firms in various locations around the world, Sean founded the Property Tax Accountant Limited, a company that specialises in providing accounting, tax and business partnering support to landlords and investors in UK property.

Sean mainly serves those running small property businesses that typically follow BTL, BRRR, flipping or R2SA strategies. Sean particularly enjoys working with investors that are towards the beginning of their property journey.

Sean operates a 100% digital practice, which enables him to support his clients from anywhere in the world. Currently, he splits his time between the UK and the Caribbean.

Sean and his wife, who is also a Chartered Accountant, are property investors and own a BTL portfolio.